1
00:00:00,200 --> 00:00:02,878
Can a coin bake bread? No.

2
00:00:02,878 --> 00:00:04,918
People bake bread,

3
00:00:04,918 --> 00:00:08,744
using ideas, work, tools, and time.

4
00:00:09,294 --> 00:00:12,174
For parents and teachers, here's the question:

5
00:00:12,174 --> 00:00:13,902
how can we explain investing

6
00:00:13,902 --> 00:00:16,134
without making money sound magical?

7
00:00:16,684 --> 00:00:19,081
Money can have different jobs:

8
00:00:19,081 --> 00:00:22,676
spend it today, save it for later, or invest it.

9
00:00:22,676 --> 00:00:24,796
Each choice can make sense.

10
00:00:25,346 --> 00:00:26,787
In a simple example,

11
00:00:26,787 --> 00:00:29,498
someone contributes money to a bakery

12
00:00:29,498 --> 00:00:32,380
in exchange for a small ownership stake.

13
00:00:32,380 --> 00:00:34,922
The bakery can use it for equipment.

14
00:00:35,472 --> 00:00:38,791
That stake means part ownership of the business.

15
00:00:38,791 --> 00:00:40,976
It doesn't mean owning its oven,

16
00:00:40,976 --> 00:00:42,352
getting free bread,

17
00:00:42,352 --> 00:00:44,376
or lending money to be repaid.

18
00:00:44,926 --> 00:00:48,370
If the business succeeds, an owner may benefit.

19
00:00:48,370 --> 00:00:49,834
But it can struggle,

20
00:00:49,834 --> 00:00:53,278
and an investment can lose some or all its money.

21
00:00:53,828 --> 00:00:56,449
Useful things take time to build.

22
00:00:56,449 --> 00:01:00,380
Waiting alone cannot make an investment succeed.

23
00:01:00,930 --> 00:01:05,033
We're developing a children's book around these ideas.

24
00:01:05,033 --> 00:01:06,954
With ten imaginary coins,

25
00:01:06,954 --> 00:01:09,224
where would your family begin?

26
00:01:09,224 --> 00:01:12,018
Visit our website to explore the idea.