WEBVTT

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Can a coin bake bread? No.

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People bake bread,

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using ideas, work, tools, and time.

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For parents and teachers, here's the question:

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how can we explain investing

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without making money sound magical?

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Money can have different jobs:

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spend it today, save it for later, or invest it.

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Each choice can make sense.

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In a simple example,

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someone contributes money to a bakery

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in exchange for a small ownership stake.

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The bakery can use it for equipment.

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That stake means part ownership of the business.

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It doesn't mean owning its oven,

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getting free bread,

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or lending money to be repaid.

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If the business succeeds, an owner may benefit.

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But it can struggle,

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and an investment can lose some or all its money.

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Useful things take time to build.

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Waiting alone cannot make an investment succeed.

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We're developing a children's book around these ideas.

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With ten imaginary coins,

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where would your family begin?

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Visit our website to explore the idea.